UIG sells insurance products through insurance agents and brokers (“Producers”). The Producers act as intermediaries between insureds and/or prospective insureds, who purchase insurance from carriers. Some Producers may be affiliated with UIG and others are not. Producers earn compensation in order to encourage them to sell products, comply with regulatory requirements, and/or provide services to policyholders.  Producers typically receive compensation based in whole or in part on the insurance contract the Producer sells. The compensation paid to the Producer may vary depending on a number of factors, including the insurance contract and the insurer that the purchaser selects, the volume of business the Producer provides to the insurer or the profitability of the insurance contracts that the Producer provides to the insurer. Purchasers of insurance may obtain information about the compensation expected to be received by the Producer based in whole or in part on the sale, based in whole or in part on any alternative quotes presented by the Producer, by requesting such information from the Producer.

In some cases, United Insurance may delegate underwriting authority to a producer.  In addition to receiving other forms of compensation described herein, such producers may receive an additional commission or other compensation for performing this underwriting function.